If policyholders have higher income and can afford higher medical expenses, they can go for a higher deductible amount to lower the total premium payout.
Learn MoreDon’t just go for the policy with the lowest premium. Conditions could apply, and you could end up spending a lot more than you saved on the premium.
Learn MoreMost individuals are cognizant of the need to factor in inflation and rising medical expenses while planning for their life’s new chapter.
Learn MoreThe policyholder can claim tax benefit of up to `25,000 under Section 80D for self, spouse and children year on year for the entire tenure of the policy.
Learn MoreLife insurance helps safeguard one’s family and oneself against two types of financial risks – untimely death and old age.
Learn MoreThe Life Insurance Corporation (LIC) of India has launched Jeevan Azad (Plan No. 868), which is a new plan aimed at individual savings and life insurance. As per LIC, the plan offers an attractive combination of protection and savings.
Learn MoreAcquaintances often request me to suggest life insurance products that can fetch high returns. Occasionally, they are subjected to product presentations by insurance advisors, showing returns that make them thrilled but also make them circumspect on whether the insurance products can really earn such high returns.
Learn MoreGroup medical cover (GMC) covers the employee and their dependents such as the spouse and children and in certain cases, parents are also covered.
Learn MoreAs young people are more healthy compared to the older people and have lower risks of getting ill, their participation helps in reducing the health insurance premium and make it more affordable for everyone.
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